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For many businesses, running a business in Brazil is a challenge due to high tax burdens required by the government. The president of Eucatex, Flavio Maluf, suggests that tax incentives can help businesses in this direction.

Tax Incentives

Flavio Maluf says the proposed Fiscal Incentive Laws are to provide businesses with the chance to direct a share of the value paid in taxes to programs regarded by these legislations. They may be cultural, sporting, social, scientific research, technological and health programs. This way the money benefits the community instead of going directly to the government. The notion is to encourage the social and economic growth of the country.

The Tax Incentive Proposal

This proposal does not mean businesses will spend less on taxes. On the contrary, the finances are just used more strategically. Therefore, Flavio Maluf highlights that the primary gain of tax incentives is to enable companies to have a positive image by identifying its name with a cultural, social or sports project such as sponsorship. Read more about Flavio Maluf at Wikipedia.

Regional Tax Incentives

There are incentive policies where tax benefits are given to businesses settling in a specific location. They are known as regional tax incentives. One of the most significant examples is Manaus Free Zone that was started in 1957. The intention of this policy is to encourage the development of Western Amazon.


Besides, the public administration also grants tax incentives to certain businesses according to the sector of operation. The motive is to energize a particular industry or economic activity. These incentives come in the form of tax exemption, reduction, compensation among others. This enables companies to invest back in their operations hence generating jobs and moving the economic sector in question. Also, sectors that could benefit from these are such as aerospace, port, export, infrastructure, agricultural and audiovisual structures.

More about Flavio Maluf

Flavio Maluf began his career in 1987 at the Eucatex Company. In 1951, Eucatex South America Industria e Comercio was founded. In 1996, with his uncle’s motivation, Maluf joined the executive tier. Later on, he graduated with a degree in mechanical engineering from Armando AlvaresPenteado Foundation. His passion, however, lay in business. Therefore, in April 2005, he was granted the presidency.

Mr. Flavio Maluf chairs the Board of Executive Officers at Eucatex. He is the Vice President of the Board at Eucatex S.A Industria e Comercio. Mr. Maluf is also the Vice Chief Executive Officer of Eucatex Trading e Engenharia and the Chief Executive Officer of Eucatex S.A QuÍmica e Mineral. He is also the president of Grand Food. Visit:,21991ecd7b49587604a2d972ecada3b6lz1vsqwr.html

Jeff Yastine is a renowned journalist and author based in Delray Beach, Florida. He joined Banyan hill publishing in 2015 and has made remarkable achievements in the company through his publications. He contributes in writing Sovereign Investor daily and Winning Investor daily. The primary role of the weekly publishing’s is to educate its readers and investors to understand the business world, monetary trends and profit-making business opportunities. He is also the chief editor of Total Wealth Insider, a publication that guides Americans on how to grow their wealth by investing safely. Visit to know more about Jeff Yastine.

Banyan hill is lucky to have Mr. Yastine in their company as he brings in more than two decades experience as a stock market and financial knowledge. Before joining Banyan hill, Yastine spent the better part of his career as a journalist specializing in financial journalism. He first worked as a local television reporter, and this was immediately after graduating from the University of Florida. In 1993, he joined PBS’, a nationally broadcast night business report where he worked as a Miami based anchor.

As a national correspondent, Jeff Yastine was able to identify profit-making investment opportunities for the broadcast viewers. In his line of duty, he had a chance to interview prominent investors, entrepreneurs and financial experts and also learned international stock market trends.

As an editor, Jeff frequently shares his ideasst on Recently, he wrote an article on cybersecurity. Yastine believes that cash is flowing into cybersecurity. He advises that this is the best time to invest in cybersecurity as its stock is shooting high. He has also written an article recommending amazon competitors that investors should invest. According to Jeff Yastine, eBay is a likely candidate to compete with Amazon. eBay has a network of descent warehouse, and if it merges with Google, it will give a dominant start in competing with Amazon.

Jeff Yastine has recently released an article on Kennedy accounts. Kennedy accounts are direct stock purchase plans also known as dividend investment plan. Buying Kennedy accounts is different from purchasing common stocks since you are buying directly from the company without the help of a broker. Buying Kennedy accounts comes with various benefits; no commission fee for shares, frequent purchase gives you more substantial dividend payments and the investment pays lower fees. Kennedy accounts were founded by John F Kennedy when he was running for office. During the campaign period, the American economy was not healthy enough to take care of its families. As a leader with a vision, he wanted America to thrive its economic state. Visit:


Are you a residence in Brazil and need legal help or advice? Well, this should be no worry because Brazil is the third leading in the world in the rank of the countries with the highest number of lawyers in the state. There are multiple firms in the state. The firms are made up of interns; these are the law students who are here to gain experience. Then there are associates, these are individuals who earn salaries, and lastly, partners who earn depending on the deals they close in the firms. With the large pool of attorneys, it may be hard to decide on who to represent you.

There are highly ranked lawyers in Brazil. Among them is Ricardo Tosto. Ricardo Tosto is a highly learned individual. He is an alumnus of Presbyterian University, where he acquired his law degree. He also holds Business administration from Armando Alvares Penteado Foundation. It is worthwhile to note that he has grown into the expert he is through patience and hard work. Tosto began with a very small office, and today he is the founder and a partner at of Leite, Tosto and Barros Advogados. This is the most prominent law firm in Brazil. It is known for its success in complex cases.

Ricardo Tosto is dedicated to coaching associates of Leite, Tosto and Barros Advogados. This means they are as good as their leader. Also, many of them see him as their role model. He supervises daily schedules and has, therefore, instilled the spirit of diligence and commitment in them.

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In 1960 7th October at Penang, Malaysia that’s where Eswaran was born. At the time the father of Vijay Eswaran Vijayaratnam Saravanamuthu was offering his services at the ministry. For the mother, Pushpavathy Chinnaiah was working as a teacher. Because of the work the father was going the family had to relocate so many times. However, that did not stophis mother and father from making sure that he had the best education. After finishing his high school education is 1984, he got admission to London School of Economics where he got his degree in socio-economics.

After graduating, he worked in menial jobs one being that he was harvesting grapes and in Belgium, he got employed at a construction site. Things changed direction when he moved to the UK. That’s where he came to know of something called binary system marketing. The tool that will help with the multi-level marketing. Though for him to work in the filled he had to study for it and that’s why led him to get the UK CIMA qualification. In 1986 he decided that he wanted to explore more and Vijay joined Southern Illinois University where he got his MDA. He didn’t commit all his time to studying, at part-time he offered his services to Synaptics.

At Southwest Asia and North America, Vijay Eswaran offered his services to companies that dealt with the information system engineering. After 13 years of being away from Malaysia, he decided that it was time to move back, where he got the invitation from Cosway Group to work in the Philippines in controlling their marketing operations. That is what triggered him to be more serious when it came to multi-level marketing.

In 1998, Eswaran decided that he was ready for something big and he decided to start his own company. He co-founded the start of MLM that later grew to QI Group. The company offers all the services of e-commerce that will interest themselves in things like training, luxury products, wellness, corporate investment, and telecommunication. Despite his career success, he has written about what the experiences that he encountered taught him. That is well detailed with specific skills and motivational ways of doing everything.

According to Matt Badiali, an expert in the mining and agricultural industry and also the founder of the Real wealth strategist, Freedom checks are cash payments made to investors who invest in the gas and oil industries. They are an entirely legitimate type of investment.

The cash payments were even legalized by a Congress that took place and was heald in the year 1987 and gave over 500 companies the right and freedom of issuing the free checks. The companies granted with this right had met the requirements of the statue 26-f.

The uniqueness of this cash payments is that they don’t resemble any retirement account, they are not part of any government programs, and neither are they IRA’s. The advantage of this cash payments is that they even exceed the total payout of the social security by sixty or seventy percent. It is also a free type of investment, where there is no restriction on who to join. Age or income are a non-issue. Visit to know more.

Matt Badiali discovered these freedom checks when he was up and about, touring various mining industries, which is gas and oil, where he came across companies that produced the freedom checks. Mr Matt badiali did not leave this idea behind, but took it and introduced it to Americans, who have to open an account with $49, to start the investment.

The companies that issue this freedom checks are known as the MLP’s, which stands master limited partnerships. The companies are allowed to sell the checks under certain grounds, that first, and they must be able to make a profit of 90% from their series, which include processing, productions, and transportation of gas and oil and this is a process referred to as distribution by the MLP Companies.Secondly, they have to pay the freedom checks to their stakeholders.

Investing in the limited master companies is a completely supported move by President Nixon because it will not only benefit the United States but also make them self-reliant. The president even offered to reward anyone who invests in the gas and oil industries.

Investing in the master limited companies is not a challenge since the investors do not have to open any particular account. The payments are made directly to their accounts or through mailing. The checks can be invested through one’s online account. Investment analysts have fully confirmed that indeed checks are an investment worth investing in. See more:


The world is full of ways in which one can make money, some, more common than others. Often, people encounter ways and means in which they can earn money that seem too good to be true. Because of the sheer number of scam options that exist, it can be hard to trust these schemes and find out if any of them do what they claim to. Because of this notion, people often miss out on the best ways in which they can earn, solely because they are wary of the kind of investments that they make.

Matt Badiali is someone who was able to bring a somewhat unconventional form of earning to the forefront so that people could benefit from it. He brought ‘Freedom Checks’ to the limelight, which was an investment process through which people could reap bigger returns. This was done by making use of the resource sector and the investment potential in it. Visit to know more.

Matt Badiali was someone who was initially working in the field of geology. He had earned a degree in the subject and had pursued a number of developments within the area. During this time, a friend of his wanted some help creating algorithms based on complex financial structures. He was slightly interested in finance before, but this was something that suddenly got him a lot more interested than he expected. He suddenly found himself wondering if he should switch over to the financial field, which is ultimately the decision that he took up.

Making the switch to finance was by no means an easy task. Matt Badiali had to put in an incredible amount of effort to be able to improve the kind of work that he had to carry out. Having no prior experience or no formal education didn’t stop him from learning all that he could on the job. After having an incredibly positive first experience in the field, he decided that this was the path for him.

Freedom Checks was a culmination of his knowledge in the resource sector and finance. By staying this sector, he realized the amount of untapped potential that lay here if a person were to invest in it, which is what he tried to advocate. Through Freedom Checks, Matt Badiali has given people all over America have been able to seek a better financial future, all through a simple investment in the right place and towards the right industry. Visit:



Bernardo Chua is a Filipino businessman who found his success in the United States. He established the Organo Gold coffee, and he served as the company’s chief executive officer. Most of his products include coffee and supplements, and he is mixing his products with Ganoderma – a rare Chinese herb that is known for curing diseases and other toxicities inside the body. Bernardo Chua has been awarded multiple times because of his contribution to the world entrepreneurship, and he managed to grow his business while he is staying in the United States. Organo Gold coffee has been reviewed by a lot of experts, and after they have published their reviews online, many people started ordering the product, and it made rave across the internet.

Since its establishment in 2008, Organo Gold Coffee has grown steadily, and it became more popular in the last decade. Because of the success of their coffee products, Bernardo Chua decided to sell other products under the brand name Organo. Their current line includes teas, hot chocolate, health supplements, weight loss supplements, and other items that help the customers achieve their ideal goals for being physically fit. Organo Gold has become the standard when it comes to coffee that is infused with herbs and other plant-based material that enhances its flavor. Organo Gold Coffee has also expanded their operations overseas, and the chief executive officer of the company is receiving awards and recognition because of his contributions to the industry. Visit SlideShare to know more

Ganoderma, also known as Ganoderma lucidum, is the secret to the success of Organo Gold Coffee. The founder of the company did extensive research about the benefits of Chinese herbs, and he found out that using Ganoderma lucidum on his products would not only enhance its flavor, but it would also allow the consumers to feel some changes in their body because the herb is known for its health benefits. The Western World is a stranger to the benefits of the herb, but Organo Gold Coffee is slowly changing their views on the plant. As the sales of the coffee brand rise, the founder of the company is optimistic that the demand for the coffee in the Western World would increase.

In the present, Organo Gold Coffee is being traded in more than 40 countries, and the founder of the company stated that he plans to export the product to more countries this year. Organo Gold Coffee has transformed to become one of the most popular coffees these days. Follow:

As many have come to realize, the Brazilian business industry is one of the most difficult to work in. Due to the natural competitiveness and crowdedness of the industry, business in Brazil also has additional issues such as high taxes that trouble many businesses and entrepreneurs in Brazil. To put it simply, if a business owner succeeds in Brazil, they can succeed anywhere. One such businessman that has not only succeeded in Brazil but has prospered in it is the one and only Flavio Maluf. Seen as a leader in Brazilian business, he is also seen as a model for success in one of the most difficult industries in the world. In addition to that, Flavio Maluf has been one of the most willing professionals to give tips and advice on how to succeed. It is no wonder he has many followers and supporters wherever he goes. As for his successes, Flavio Maluf made a name for himself with his company Eucatex. Having grown the company to global scales, there is no doubt that his experience in Brazilian business allowed him to thrive in other areas. Having said that, let’s discuss more on Flavio Maluf and his opinions on Brazilian business. View Maluf’s profile on linkedin.

Flavio Maluf& Tax Incentives

In this article on Flavio Maluf and Brazilain business, we see first hand how involved and dedicated he is at wanting to improve the business model in Brazil. With the article discussing how unbearably difficult it is to keep a company alive in Brazilian business, the article continues in discussing how Flavio Maluf is as determined as ever to keep businesses owners and their business alive. Considering how difficult that task will be in and of itself, the majority agree that they would not want anyone else to be a leading advocate and activist for change in Brazilian business. Furthermore, the article also sheds light on how Flavio Maluf will specifically tackle this issue by advocating for the proposal of Fiscal Insensitive Laws. The Laws, which would provide a way for businesses in Brazil to benefit their own society, is one of many ways that show why Flavio Maluf is adored by so many people.


These days, for a lot of people, the thought of buying a house for the first time seems like something that is unreachable. The process that you have to go through in general feels like a daunting task in itself. Luckily, for the people in the Boston area, there are people like Kevin Seawright who have built their jobs around helping first time home buyers get through the process.

Kevin Seawright has many years of accounting experience under his belt. His career started after earning his masters degree from Almeda University in accounting. He also went on to earn other academic credentials in both human resources and fields of management. Using all of his abilities, Seawright aims to empower people by spending his time in Newark, NJ and Boston to share his knowledge with them. He also used to be a board member at the Babe Ruth Museum. Visit at to know more.

In 2015, Kevin Seawright decided to start his own business and founded RPS Solutions LLC. With this business’ main popularity being in the Boston area, his main goal is to help all people, including seniors and the disabled be able to own their own home. Seawright hopes that by being able to do this he will improve the economic status of individuals and help them build ties to their community.

RPS Solutions paired up with the National Community Stabilization Trust to improve their ability to help those with limited resources and knowledge be able to buy their first home. What the NCST does is takes homes that have been abandoned and renovates and repurposes them. Their whole goal is to improve people’s lives and their communities. They have been able to match over 22,000 homes with buyers who qualify with their program.

Recently, Seawright helped a woman by the name of Anita Blue and her family buy her first home. The dream home was constructed in 1948 and has 3 bedrooms and 2 bathrooms with enough square footage on the lot for her whole family. Ms. Blue had nothing but positive things to say about RPS Solutions and Seawright saying that she would definitely recommend the program to her friends and family who would are now considering buying a home in Baltimore.

Mr. Seawright’s career goal is to improve the economy in Baltimore and by being able to provide this type of program to people in the area, he will do just that. Many people have no idea how to even go about trying to get into a house to call their home and RPS Solutions is there to help.

Learn more:


The stylish EOS lip balms are one of the most popular balms on the market. Every drug store tends to carry them, and while they might be on the pricier side of lip balms, they have their perks.

Style Craze recently did a review on the top 10 EOS lip balms. In order, the results were: blueberry acai, pomegranate raspberry, summer fruit, honeysuckle honeydew, sweet mint, vanilla bean, strawberry sorbet, medicated tangerine, lemon drop SPF, and passion fruit. They also said that one of the main benefits of using their lip balms is the vitamin E in them, as this helps to moisturize and lock in the moisture.

All of the above lip balm flavors have something unique about them, whether it be the color of their container, their scent, or what exactly is put into it to give the moisturizing or healing effect to your lips.

As this is a review, it is important to mention details of the actual product itself. The majority of the EOS balms have antioxidants, vitamins, and organic ingredients to do their job effectively. While some lip balms can taste unpleasant, EOS balms are flavored similarly to their scent. They also provide lips a settle tint of color along with their moisture but don’t have the stickiness that lip-gloss can bring.

The EOS company started on the idea that lip balm looked boring and needed to be upgraded. Their products are now available in 18 countries around the world. Although they are famous for their lip products, they also sell lotion and shaving cream. Exclusively on their site, they sell lip scrubs, masks, and glosses. They also sell an all-in-one toner, serum, and moisturizer.

With all of these added parts, there are also some negatives to any product. However for this brand, the negative is also what makes EOS unique. The shape of the lip product prevents customers from storing and carrying it. If this is too much of a drawback, customers can also purchase EOS’ stick version of their balm. More on Ulta.

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